Thursday, October 23, 2008

Pet Insurance

Pet insurance might be a good investment in this bad economy. Many of us are struggling to get by, and it may be difficult to afford veterinarian care for serious health conditions. I have not purchased any yet, but I'm seriously considering it. I've discovered the ASPCA is offering pet insurance now, so I decided to get a qoute...

After you enter your information, you may choose a plan:

Basic Accident Coverage. As the name suggests, it only covers accidents. There is a $100 deductible, covers up to $2500 each incident and $8000 a year. Cost of the Basic Accident Coverage pet insurance is $9.50 a month.

Primary Accident and Illness Coverage. This pet insurance plan would cover all accidents and illness. It also has a $100 yearly deductible, along with $1500 each incident and up to $8000 a year. The cost of this is $20.12, so it's easily affordable for the average household.

Advantage for accidents, illness, and wellness care. This pet insurance plan has a $100 deductible with $3500 per incident, and $11000 maximum yearly benefit. The Advantage plan would cost $38.52 a month.

The Premier pet insurance plan provides extensive coverage for your pet. It will cover accidents, illness, wellness care, advanced vaccinations, annual dental cleaning, and flea and heartworm prevention. It has an annual deductible of $100, $5000 per incident, and $13,000 yearly benefit. The premier plan costs $67.85 a month.

Sterling pet insurance is designed for pets who are in need of long term care. It covers accidents, illness, and wellness care. Sterling coverage has a $100 deductible with $2500 per incident and $13000 maximum yearly benefit. The Sterling plan costs $88.55 a month.

Your qoute may vary slightly depending on age and breed of dog. I've decided I could probably part with $20 a month without too much pain, so I think I'll get the Primary Accident and Illness Coverage. That way, I'll have coverage in case I need it.